چکیده (انگلیسی):

The Nineteenth century was the beginning of World Trade. Meanwhile, Iran was in control of the Qajar
rule. Iran's economy during this period was based on traditional farming and Traditional society with Islamic beliefs
lead to a continuing tradition in Iran that in conflict with the era of global trade. On the other hand, political and
geographical position of Iran in the Middle East, Caused increase interference and competition between the Russian
and Britain governments in Iran. One of the main disputes between these governments were economic
competitiveness so that, they were trying to establish bank in Iran. on one side, This competition between two
superpowers and political Weakness of Iran's rulers in other hand, lead to the formation of large economic
concession in 19th century. So that, traditional economy of Iran was bankrupted because it did not compete with
European products. And exchange model of money and traditional bankers (changers) of Iran had not fiscal power
to compete with the Imperial Bank of Britain and Russian banks. Exchange method in the traditional economy of
Iran was based on Islamic traditions such as One fifth (Khoms), Tribute (Zakat), Prohibition of usury (Mane Reba)
and etc. but Exchange method of modern banks belonged to Britain and Russia based on more profits and attracts
capital flows. This confrontation led to deprivation of Trust between people of Iran to modern banking and
resistance of community groups to positive developments in modern banking.